Meet the Team

Our esteemed team is dedicated to continuing and expanding our mission of providing our customers with the best quality service and products. Get to know our experienced team, whose first priority is meeting your unique insurance needs. Our team is an unbelievable source of information and we are ready to speak with you. Feel free to contact us.


Cecil Jack

CEO / Owner

Cecil is the Owner and CEO of JNI and has been in the insurance industry for over 2 decades. Outside of the office, Cecil has always been a fan of dancing and has participated in many routines ranging from Ballroom to Salsa! Cecil is the father of three and a grandfather of 5 and loves to spend time with his grandkids. Cecil also spends some of his days teaching classes for the
Sacramento Asian Pacific Chamber of Commerce.

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Michele Stevens

Senior Insurance Agent,
Customer Service Representative

Michele has been a licensed insurance agent since 2001. She began her career with Nationwide Insurance
where she worked for seven years. She worked for Interwest Insurance for five years before joining the Jack-Novicio Insurance team. Michele is married with two children. Michele and her family are very active in
their community. Michele enjoys the outdoors swimming, hiking, camping. She also enjoys a great


Dannea Fry

Property-Casualty Agent, Registration Services
Customer Service Representative

Dannea is Cecil's daughter and has been working on and off at JNI for 4 years and has recently took on lead of the DMV Registration Services. When she wasn't in the office she was working in the Culinary Industry which she spent roughly a decade perfecting that craft. She has since hung up her Chef coat to focus her energy here at JNI. When she isn't in her home kitchen cooking she enjoys spending time with her family and her cats Ray & Charles.


Cleo Tiu

Property-Casualty Agent

Customer Service Representative

Let's welcome Cleo to our JNI family!


Cleo is a Sac State alumna who received her degree in Communications. She became part of our team on October 2020 as a licensed agent and customer service representative. 

When she isn't in the office working hard for our customers some of her hobbies include painting, cooking, and she enjoys going to live shows and being around family and friends. 


Gregory Fry

Customer Service Representative

Greg is Cecil's son and has been with JNI since 2008. While he is not a licensed agent, he has focused on the accounting aspect of our business. When Greg isn't in the office he is spending time with his son Cashe or with the rest of the family BBQing and playing board games.


Property-Casualty / Life Agent

Buddy has been a licensed Life agent since 2018 and has recently earned his Property / Casualty license. Buddy is a man of many talents, literally. When he isn't chasing down a new lead he spends time as an actor and a comedian. If you are interested to see some of his material, click his name and check out his website!