COMMERCIAL BUSINESS

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Are you confident with your protection?
Full Coverage Means No Boundaries

We offer insurance packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory, or company vehicles, we offer products and services to protect your business. In addition, we offer group health and retirement plans.

PROPERTY INSURANCE

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Property Insurance may cover two types of property losses:

Direct losses may be covered when property is lost, stolen, damaged or destroyed.
Indirect or consequential losses related to direct losses may also be covered.

COMMERCIAL GENERAL LIABILITY INSURANCE

Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:

Premises and Operation
Fire Damage Liability (damage by fire to premises rented to insured)
Personal and Advertising Injury
Medical Payments
Products/Completed Operations

You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.
AM Best & IRMI